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Ekskluzivno za Rezidente Hrvatske

Strukturirane Investicije
Visoke Klase

Kapitalni prinos u neizvjesnim vremenima

Pristup ekskluzivnim strukturiranim bilješkama globalnih investicijskih banaka — dizajniranim za zaštitu kapitala i visoke godišnje prinose u svim tržišnim uvjetima. Prezentira David Sime, Ovlašteni Financijski Planer, Business Class Group.

40% Max. Godišnji Prinos
8 Globalnih Banaka
100+ God. Iskustva
Exclusive for Croatian Residents

Premium Structured
Investment Notes

Capital growth & protection in uncertain markets

Access exclusive structured notes from the world's leading investment banks — engineered to protect capital while delivering exceptional annual returns. Presented by David Sime, Chartered Financial Planner, Business Class Group.

40% Max Annual Coupon
8 Global Banks
100+ Years Combined Expertise

David Sime

Ovlašteni Financijski Planer (Chartered Financial Planner) i savjetnik Business Class Group-a s dugogodišnjim iskustvom u strukturiranim investicijama, planiranju imovine i upravljanju bogatstvom za privatne klijente diljem Europe i Azije.

Britanski državljanin koji živi i radi u Hrvatskoj — vlasnik nekretnine u Lijepoj Našoj od 2004. godine, a stalni rezident od 2020. David dubinski razumije financijsku stvarnost i specifičnosti poreznog sustava u Hrvatskoj, što ga čini jedinstvenim savjetnikom za domaće investitore koji traže pristup međunarodnim tržištima.

David Sime

Chartered Financial Planner and Business Class Group adviser with extensive expertise in structured investment products, wealth planning and asset management for private clients across Europe and Asia.

A UK citizen who lives and works in Croatia — a property owner here since 2004 and permanent resident since 2020. David has first-hand, lived experience of Croatia's financial landscape, tax environment and regulatory framework, making him uniquely placed to advise Croatian-based investors seeking access to international markets.

DS
David Sime
Ovlašteni Financijski Planer · Business Class Group
Chartered Financial Planner · Business Class Group
  • Ovlašteni Financijski Planer s opsežnim iskustvom savjetovanja privatnih klijenata diljem Europe
  • Chartered Financial Planner (CFP) with extensive experience advising private clients across Europe
  • Britanski državljanin i stalni rezident Hrvatske od 2020. — vlasnik nekretnine u Hrvatskoj od 2004. Razumije financijsko i porezno okruženje Hrvatske iz prve ruke
  • UK citizen and permanent Croatian resident since 2020 — property owner in Croatia since 2004. Understands the Croatian financial and tax landscape first-hand
  • Savjetnik Business Class Group-a — međunarodne neovisne financijske savjetodavne organizacije s uredima u Hong Kongu, Bangkoku, Šangaju i Londonu
  • Adviser with Business Class Group — international independent financial advisory with offices in Hong Kong, Bangkok, Shanghai & London
  • Specijalist za strukturirane bilješke, proizvode zaštite kapitala i izgradnju portfelja za imućne privatne klijente
  • Specialist in structured notes, capital-protected products and portfolio construction for high-net-worth individuals
  • Pristup institucionalnim proizvodima banaka BBVA, Goldman Sachs, Barclays, BNP Paribas, Natixis, Marex Financial, Santander i Société Générale
  • Access to institutional-grade products from BBVA, Goldman Sachs, Barclays, BNP Paribas, Natixis, Marex Financial, Santander & Société Générale
  • Investicijske strategije prilagođene hrvatskom regulatornom i poreznom okruženju
  • Bespoke investment strategies tailored to the Croatian regulatory and tax environment
  • Potpuno neovisan — nije vezan ni uz jednu banku ili pojedinačnog pružatelja proizvoda
  • Fully independent — not tied to any bank or single product provider
  • Partner Capital Platforms-a — Usluge Prilagođenih Investicija
  • Capital Platforms partner — Bespoke Investment Services

Business Class Group

Business Class Group je renomirana grupacija financijskih kompanija koja pruža holističke financijske usluge privatnim klijentima i expatriate zajednicama od Istočne Europe do Azije.

Sa sjedištem u Hong Kongu i uredima u Bangkoku, Šangaju i Londonu, BCG savjetuje privatne osobe i korporativne klijente na regionalnoj i globalnoj razini.

Savjetnici BCG-a neovisni su od banaka i investicijskih kuća — daju savjete isključivo u područjima u kojima su potpuno kompetentni, uvijek u interesu klijenta.

Business Class Group

Business Class Group is a respected grouping of financial services companies providing holistic, high-quality services to private individuals and expatriate communities from Eastern Europe to Asia.

With its head office in Hong Kong and representative offices in Bangkok, Shanghai and London, BCG advises private individuals and corporate clients at a regional and global level.

BCG consultants are fully independent — not tied to any bank or investment house — and provide advice solely in areas where they are fully qualified and competent.

Neovisnost
Independence
Neovisni savjeti — bez veza s bankama
Advice free from bank or product ties
Kompetentnost
Competence
Međunarodni standardi — regulativa HK
Trained to international HK standards
Podrška
Support
Aktivno upravljanje i praćenje
Active management & client support
100+ Godina
100+ Years
Kombiniranog financijskog iskustva
Combined group expertise

Strukturirane Bilješke

Sve bilješke su izdane od strane investicijskog stupnja globalnih banaka i dostupne su rezidentima Hrvatske na upit. Zaštitne barijere čuvaju vaš kapital čak i u slučaju pada tržišta. Za potpune detalje i ISIN dokumentaciju kontaktirajte Davida Simea.

Strukturirane Bilješke

All notes are issued by investment-grade global banks and available to Croatian residents on application. Capital barriers protect your investment even when markets fall. For full ISIN details and documentation contact David Sime directly.

Indeksne Bilješke — Godišnji Kupon Index-Linked Notes — Annual Coupon
BBVA Više VarijantiMultiple Variants
15.00%
do — godišnji prinos / p.a.
up to — annual coupon p.a.
IndeksiIndicesFTSE MIB · Russell 2000 · SMI · HANG SENG + više košara / + more baskets
ZaštitaBarrier60–65% — ovisno o varijanti / by variant
TrajanjeTerm6 godina6 years
IsplataPaymentPolugodišnje / KvartalnoBi-annually / Quarterly
ValutaCurrencyUSDGBPEUR
Zatraži Detalje → Request Details →
Natixis Više VarijantiMultiple Variants
10.10%
do — godišnji prinos / p.a.
up to — annual coupon p.a.
IndeksiIndicesFTSE MIB · S&P ASX 200 · Nikkei 225 · Russell 2000 + više varijanti / + more variants
ZaštitaBarrier60%
TrajanjeTerm6 godina6 years
IsplataPaymentPolugodišnjeBi-annually
ValutaCurrencyUSDGBP
Zatraži Detalje → Request Details →
BNP Paribas Puna Zaštita · NOVOFull Protection · NEW
113.00%
ukupna participacija / total participation
total participation
IndeksIndexS&P 500
ZaštitaBarrier100% — puna zaštita kapitala / full capital protection
TrajanjeTerm6 godina6 years
IsplataPaymentKvartalnoQuarterly
ValutaCurrencyUSD
Zatraži Detalje → Request Details →
Goldman Sachs Puna ZaštitaFull Capital Protection
9.40%
do — godišnji prinos / p.a.
up to — annual coupon p.a.
IndeksiIndicesFTSE MIB · Nikkei 225 · Russell 2000 · SMI
ZaštitaBarrier100% — puna zaštita kapitala / full capital protection
TrajanjeTerm6 godina6 years
IsplataPaymentPolugodišnjeBi-annually
ValutaCurrencyGBPUSD
Zatraži Detalje → Request Details →
Barclays Više VarijantiMultiple Variants
8.50%
do — godišnji prinos / p.a.
up to — annual coupon p.a.
IndeksiIndicesEUROSTOXX 50 · NASDAQ 100 · Nikkei 225 + više varijanti / + more variants
ZaštitaBarrier60–65% — ovisno o varijanti / by variant
TrajanjeTerm6 godina6 years
IsplataPaymentPolugodišnje / KvartalnoBi-annually / Quarterly
ValutaCurrencyUSDGBP
Zatraži Detalje → Request Details →
Santander
8.15%
godišnji prinos / p.a.
annual coupon p.a.
IndeksiIndicesEUROSTOXX 50 · Nikkei 225 · Russell 2000 · SMI
ZaštitaBarrier60%
TrajanjeTerm6 godina6 years
IsplataPaymentKvartalnoQuarterly
ValutaCurrencyUSD
Zatraži Detalje → Request Details →
Marex Financial
7.00%
godišnji prinos / p.a.
annual coupon p.a.
IndeksiIndicesEUROSTOXX 50 · NASDAQ 100 · Nikkei 225 · SMI
ZaštitaBarrier60%
TrajanjeTerm5 godina5 years
IsplataPaymentPolugodišnjeBi-annually
ValutaCurrencyUSDGBP
Zatraži Detalje → Request Details →
Pojedinačne Dionice — Visoki Prinos · Zahtijeva Napomenu o Riziku Single-Stock Underlyings — High Return · Risk Disclosure Required
Société Générale Tech Sektor · Maksimalni PrinosTech Sector · Maximum Return
40.00%
godišnji prinos / p.a.
annual coupon p.a.
DioniceStocksOracle Corp · Tesla Inc · Intel Corp · Nvidia Corp
ZaštitaBarrier50%
TrajanjeTerm4 godine4 years
IsplataPaymentKvartalnoQuarterly
ValutaCurrencyGBP
Zatraži Detalje → Request Details →
⚠️ Bilješke s pojedinačnim dionicama nose povećan rizik u usporedbi s indeksnim bilješkama. Kupon ovisi o najlošijem dioničaru (worst-of struktura). Investitori moraju potpisati napomenu o riziku. Detalji dostupni na upit. ⚠️ Single-stock notes carry higher risk than index notes. The coupon depends on the worst-performing individual stock (worst-of structure). Investors are required to sign a risk disclosure. Full details available on enquiry.
📋 ISIN kodovi, dokumentacija i uvjeti dospijeća dostupni su na upit. Sve bilješke su dostupne rezidentima Hrvatske putem Capital Platforms-a u suradnji s Business Class Groupom. Kontaktirajte Davida Simea za personalizirani prijedlog. ISIN codes, full documentation and maturity terms available on request. All notes available to Croatian residents via Capital Platforms in association with Business Class Group. Contact David Sime for a personalised proposal.

Prednosti za Vaš Portfelj

Advantages for Your Portfolio

🛡️

Zaštita Kapitala

Capital Protection

Barijere od 50–70% štite vaš kapital čak i u slučaju značajnih padova tržišta. Gubitak nastaje samo ako indeks padne ispod razine barijere.

Barriers of 50–70% protect your capital even through significant market corrections. Loss only occurs if the index falls below the barrier level.

📈

Visoki Fiksni Prinosi

High Fixed Returns

Do 40% godišnjeg kupona, isplaćenog kvartalno ili polugodišnje — bez obzira na smjer tržišta, sve dok indeks ostaje iznad barijere.

Up to 40% annual coupon, paid quarterly or bi-annually — regardless of market direction, provided the index stays above the barrier.

🏦

Povjerene Institucije

Trusted Institutions

Sve bilješke izdaju globalne investicijske banke najvišeg rejtinga: Goldman Sachs, Barclays, BBVA, BNP Paribas, Natixis, Marex Financial, Santander i Société Générale.

All notes issued by top-rated global investment banks: Goldman Sachs, Barclays, BBVA, BNP Paribas, Natixis, Marex Financial, Santander and Société Générale.

🌍

Globalna Diverzifikacija

Global Diversification

Ekspozicija na vodeće globalne indekse — S&P 500, NASDAQ, FTSE MIB, Nikkei 225, DAX, EUROSTOXX 50 i drugi.

Exposure to leading global indices — S&P 500, NASDAQ, FTSE MIB, Nikkei 225, DAX, EUROSTOXX 50 and more.

💱

Viševalutna Opcija

Multi-Currency Options

Dostupno u USD, GBP i EUR — prilagođeno vašoj valutnoj preferenciji i profilu rizika.

Available in USD, GBP and EUR — tailored to your currency preference and risk profile.

🤝

Neovisni Savjet

Independent Advice

David Sime i Business Class Group nisu vezani ni uz jednu banku — savjetujemo isključivo u interesu klijenta.

David Sime and Business Class Group are tied to no bank — advice given solely in the client's interest as your Chartered Financial Planner.

Pošaljite Upit

Make an Enquiry

Ispunite obrazac u nastavku. Napomena: Upit mora biti popunjen na engleskom jeziku, jer su svi ugovorni dokumenti i korespondencija na engleskom.

Please complete this form in English. All product documentation, contracts and correspondence are conducted in English. David Sime will contact you within 24 hours.

DS
David Sime — Chartered Financial Planner
Business Class Group · Independent Financial Adviser

* Obavezna polja / Required fields. Slanjem ovog obrasca potvrđujete da ste rezident Hrvatske i dajete suglasnost da vas David Sime (Business Class Group) kontaktira u vezi strukturiranih investicijskih proizvoda. Ovo nije financijski savjet — sve informacije su isključivo indikativne prirode. Prošli rezultati nisu jamstvo budućih prinosa.

Response within 24 hours
✓ Thank you for your enquiry. David Sime will be in touch with you within 24 hours to discuss your investment options.

Important Disclaimer / Važna napomena

David Sime acts as an independent Chartered Financial Planner and adviser with Business Class Group. He is not an employee of any of the named investment banks. Products are distributed via Capital Platforms — Bespoke Investment Services — in association with Business Class Group.

Past performance is not a reliable indicator of future results. The value of investments and income from them can fall as well as rise and you may not receive back the amount originally invested. Investors should seek independent advice appropriate to their personal circumstances before making any investment decision.

Business Class Group Limited — Suite 1701-02, 17/F, Hong Kong — Tel: +852 2781 3577 — businessclassgroup.com

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